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Millions of people across the US benefit from Blue Cross Blue Shield (BCBS) health insurance plans. If you are considering a weight loss surgery to eliminate obesity, you should review the terms and conditions of your BCBS medical policy to determine your coverage. Upon submission of the necessary documents that confirm your eligibility, you can obtain pre-approval from your insurer for your Blue Cross Blue Shield bariatric surgery coverage.
People who are struggling with obesity often wonder: does Blue Cross Blue Shield cover weight loss surgery? The answer is yes, subject to fulfillment of the specific eligibility criteria set by your insurance provider. Bariatric surgery is recognized as an effective way to get rid of obesity and associated co-morbidities. As long as it can be shown that your procedure is a medical necessity, you can receive Blue Cross Blue Shield bariatric surgery coverage. Types of weight loss surgery covered under BCBS The Blue Cross Blue Shield weight loss surgery program offers coverage for a number of bariatric procedures. Gastric sleeve and gastric bypass are two of the leading procedures that are considered the safest and most definitive solutions to morbid obesity. The insurance companies in all the states cover these two procedures under Blue Cross Blue Shield bariatric surgery plans. In some cases, adjustable gastric band surgery (lap band) is also covered. Can a BCBS plan exclude bariatric surgery coverage? Yes, some Blue Cross Blue Shield plans may not cover bariatric surgery. This will depend on the type of policy you have purchased. However, an exclusion of weight loss surgery from your BCBS plan should not discourage you from exploring various low cost self-pay options. Many patients who have inadequate or no insurance coverage for weight loss surgery now seek safe and affordable offshore medical tourism options. Does blue cross blue shield cover bariatric surgery?Yes, Blue Cross Blue Shield covers bariatric surgery, subject to the type of insurance policy you have chosen. It’s vital to note, however, that even when you are paying the premiums for it, you will receive actual coverage only if you complete the necessary documentation for approval.
Does blue cross blue shield cover gastric sleeve?Blue Cross Blue Shield gastric sleeve is a covered procedure under many types of insurance plans for qualified individuals. Gastric sleeve is currently the most popular form of bariatric surgery with an excellent success rate. Therefore, as long as you meet the eligibility conditions, you should be able to obtain approval from your insurance company without much difficulty.
Does anthem blue cross blue shield cover gastric bypassYes, Anthem Blue Cross Blue Shield covers gastric bypass surgery, provided your health plan does not particularly exclude this procedure. The nationwide Anthem BCBS network recognizes obesity as a serious illness and offers some form of gastric bypass coverage under most of its health plans. Here are some of the key issues to keep in mind for your coverage.
Does anthem blue cross cover lap band surgeryYes, Anthem Blue Cross covers lap band surgery provided you fulfill the eligibility criteria for this weight loss procedure. Make sure to carefully go through your insurance policy document to know which expenses related to your lap band surgery are covered. It’s always a wise idea to call your insurer and ask them to verify your actual Anthem Blue Cross lap band surgery coverage for you.
How long does it take BCBS to approve bariatric surgery?Blue Cross Blue Shield will take up to 30 days on average to approve your request for bariatric surgery. Therefore, when you are planning to undergo a weight loss surgery with insurance coverage, plan ahead of time, and keep track of the time it takes to complete the BCBS approval process.
Blue cross blue shield federal bariatric surgery requirements 2022Does Blue Cross Blue Shield cover bariatric surgery for federal employees? The answer is yes, subject to your eligibility for the BCBS federal employees program. At the same time, the state laws related to weight loss surgery insurance coverage will also apply according to the state where you reside and work. Here are some of the key requirements for this coverage.
Blue cross blue shield bariatric surgery policyDoes Blue Cross Blue Shield cover weight loss surgery? In general, the answer is yes, it does. However, the insurers in every state may have different rules for different groups. Moreover, each patient’s Blue Cross Blue Shield bariatric surgery policy may have slightly different terms and conditions, exclusions, and coverage limits.
Need more info on bcbs bariatric surgery coverage? Contact Us!Does Blue Cross Blue Shield cover weight loss surgery? The answer is yes, as long as there is no specific exclusion clause to opt out of this coverage for lower premiums. However, even with valid BCBS bariatric surgery coverage, you will still have to meet certain eligibility requirements. To learn how you might qualify for this coverage, call your insurance representative or talk to Jet Medical Tourism® to find out what alternatives you may have for an affordable out-of-pocket weight loss surgery. Call now for a free consultation! Disclaimer: The Blue Cross Blue Shield and Anthem Blue Cross Blue Shield represent multiple health insurance companies in the United States. The insurance programs under these systems may or may not be applicable outside the US, depending on the terms of the policy. Different insurance companies may have different terms and conditions, which may change any time according to the state and federal laws and the discretion of the insurance company. How do you check if a procedure is covered by insurance?If you have any questions about what your plan covers, call your insurance company. Member services representatives are there to answer exactly these types of calls. They can tell you whether a doctor, prescription or service is covered and how much your insurance will pay.
What is out of pocket maximum?The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include: Your monthly. premiums.
Does Blue Cross Blue Shield Illinois cover out of state?Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.
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