Blue cross blue shield of illinois in network

Affordable Health Care Coverage For You And Your Team

Our employer-sponsored group health insurance plans allow you to cover all your employees and their family members.

Blue Cross and Blue Shield of Illinois (BCBSIL) has the flexibility and choice that growing companies need. BCBSIL provides Illinois small business employers with a variety of health care plan options that include access to a large network of providers and comprehensive benefits to fit your employees’ needs and your organization’s budget.

Small Business Health Insurance Group Plan Options

When it comes to health plans, “metal” tiers easily identify how costs are split between the insurance company and the insured.

Plan options within each metal tier include Participating Provider Option (PPO) and Health Maintenance Organization (HMO) choices. Learn more about the differences between these options:

Network Offerings

Our plan offerings leverage different networks of providers in order to create plan options that fit any small business budget*.

Learn more about small business plans available in your area.

PPO

2-50 Employees

The PPO network gives you flexible benefit design options at a price you can afford while giving your employees a wide range of benefits and the freedom to visit any doctor they choose, with benefits paid at a higher level when the doctor is within the network.

Medical Group
Selection Required

No

Out-of-Network
Coverage

Yes

Blue OptionsSM

2-50 Employees

Blue Options helps you control your care and expenses with lower out-of-pocket costs for in-network doctors and hospitals, and the choice to use providers in the larger PPO network at a higher cost.

Coverage

Tier 1 - Statewide
Tier 2 - Statewide

Medical Group
Selection Required

No

Out-of-Network
Coverage

Yes

Blue Choice
Preferred PPOSM

2-50 Employees

Blue Choice Preferred PPO is a comprehensive PPO network of doctors and hospitals with higher monthly premium and often lower out-of-pocket costs.

Medical Group
Selection Required

No

Out-of-Network
Coverage

Yes

Blue Precision HMOSM

2-50 Employees

BCBSIL Blue Precision HMO is a smart network that covers 100% of employee health care costs so your employees will only need to cover copays for medical services in most cases.

Coverage

Chicago, Peoria,
and partial
Rockford rating
areas

Medical Group
Selection Required

Yes

Out-of-Network
Coverage

No

*Metallic-level availability varies by plan and network.

Essential Health Coverage For Your Employees

All of BCBSIL’s small business health plan options include comprehensive coverage under the Affordable Care Act

• Ambulatory patient services
• Emergency services
• Hospitalization
• Prescription drugs

• Maternity and newborn care
• Mental health and substance use disorder services, including behavioral health treatment
• Rehabilitative and habilitative services and devices

• Laboratory services
• Preventive and wellness services and chronic disease management
• Pediatric services, including dental and vision

More Access to Health Care

Blue Cross and Blue Shield of Illinois plans give you and your employees more access to care with in-network Telehealth visits at the same cost as an in-office visit.

Health Savings Account (HSA) Plans

Select an HSA plan for you and your employees that features $0 copay for some preventive drugs. HSA plans help employees stick to their treatment regimen and better manage their health conditions.

Dental Insurance Plans

Our small business dental plans include a wide network of providers to help you and your employees receive the right care.1

Healthier Employees. Healthier Business.

Ready to see your options?

or

Get in Touch by Phone
833-923-1784