Generally, if your application for Social Security Disability Insurance (SSDI) is approved, you must wait five months before you can receive your first SSDI benefit payment. This means you would
receive your first payment in the sixth full month after the date we find that your disability began. Example: Your disability began on June 15, 2020 and you applied on July 1, 2020. Your first benefit would be paid for the month of December 2020, the sixth full month of disability. However, there is no waiting period if your disability results from amyotrophic lateral sclerosis (ALS) and you are approved for SSDI benefits on or after July 23, 2020. Example: We found that your disability began on November 3, 2020 and you applied on January 11, 2021. We would pay your first benefit for the month of December 2020, the first full month of disability. We pay SSDI benefits in the month following the month for which they are due. This means that the benefit due for December 2020 would be paid to you in January 2021, and so on. How Much You Will ReceiveThe amount of your monthly SSDI benefit is based on your lifetime average earnings covered by Social Security. If you don't already have an estimate, you can get your Social Security Statement online with your personal my Social Security account or use our Benefit Calculators to determine how much you could get if you became disabled right now. Other Payments May Affect Your Disability BenefitsIf you receive certain other government benefits, such as workers' compensation, public disability benefits, or pensions based on work not covered by Social Security (e.g., some government or foreign employment), the Social Security benefits payable to you and your family may be reduced. For more information about how these benefits can affect your Social Security payments, please refer to the following publications:
Related Information
Medicare Coverage If You're DisabledWe automatically enroll you in Original Medicare (Parts A and B) after you get disability benefits for two years. However, if your disability results from ALS, Medicare coverage begins sooner, generally the first month you are eligible for disability benefits.
Most people have both parts of Medicare. If you have questions about this coverage, you can contact Medicare toll-free at 1-800-MEDICARE(1-800-633-4227) to speak to a Medicare Customer Service Representative. TTY users should call 1-877-486-2048. The Other Parts of Medicare
If you receive Medicare and have limited resources and income, you may be eligible for Extra Help with Medicare Prescription Drug Plan Costs. Help for Low-Income Medicare BeneficiariesIf you get Medicare and have low-income and few resources, your state may pay your Medicare premiums and, in some cases, other Medicare costs for which you are normally responsible, such as deductibles and coinsurance. Only your state can decide if you qualify for this assistance. To find out if you qualify, contact your state or local welfare office or Medicaid agency. For additional information about the program, please go to the Medicare's Get help paying costs page. If you need additional information about the other parts of Medicare, please read the "Who Can Get Medicare?" section of our Medicare booklet or visit Medicare.gov. Publications
What is the longest wait for SSDI back pay?If your SSDI application does take longer than 5 months to process, you will be awarded back pay and/or retroactive pay for up to 12 months. Back pay covers any time between your application, otherwise known as the EOD.
What is the most back pay for Social Security?SSD benefits can potentially be received back to the year prior to the application date. This means you will receive a maximum of 12 months of back pay benefits.
What is the lowest SSDI payment?The benefit amounts are not based on the recipient's historical earnings but set by the federal government. In 2022 the federal SSI benefit rate is $841 for an individual and $1,261 for a couple.
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