How do i pay my walmart credit card

Heads up for everyone, if you use your bank account to pay for Walmart MasterCard balance, the transaction would take about 5 business days at least to go through, and for your Walmart MasterCard to reflect the updates online.

I was almost maxed out with the credit limits, so I made a payment from my bank account to Walmart MasterCard account thinking the transaction would be done by next day. But I was surprised it took almost five business days for transaction to show in my Walmart MasterCard online account. I actually went over limit by $500 the very next day I made the payment. Luckily it was the end of my credit card period for the month, and so I wasn't charged $25 for going over credit card limit. At first I thought that since I have already maxed out my credit card limit, i won't be able to use my Walmart reward MasterCard at all, but I could still use it. The only thing is that whatever extra amount goes into over limit amount.

How it works is that by the end of the billing cycle, if there is any amount over limit, you would be charged $25. But if you managed to pay off some money until your balance is within or below your maximum credit limit, before your monthly bill is issued, then you would be saved from having to pay the over limit fees.

answered by Edward Newton (143 points)

Watch video on "How to pay your Walmart Rewards MasterCard Bill online tutorial" :

answered by Walmart Mastercard

The Walmart Credit Card is one of many store cards supported by Tally. We believe in separating the burden of credit cards from the benefits. With Tally, you can keep using the Walmart Credit Card without worrying about high interest rates or late fees.

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About the card

The Walmart Credit Card is best for people who get their gas from the retail giant, as well as those who do a bulk of shopping at walmart.com. The card can only be used at businesses under the Walmart umbrella, including all Walmart stores, Sam’s Club and Murphy’s Gas Stations. It comes with most of the offers of store-specific cards — high APR, no annual fee — while also offering special financing options for cardholders.

How the Walmart Credit Card works

You can use the card at different Walmart companies to earn cash back, which will be applied as a statement credit. The card has offers for gas purchases, and it incentivizes making purchases on walmart.com instead of in-store — you receive 3% back for the former and only 1% back for the latter. If you spend a certain amount on the day you open the card, you’ll receive another statement credit.

Benefits and rewards

On the day you open a Walmart Credit Card, you’ll get $20 back on any purchase of $75 or more. Cardholders receive 3% back on purchases made on walmart.com, 2% back on gas (but remember the card can only be used at Walmart and Murphy USA gas stations), and 1% back on all other purchases. Members are also entitled to special financing options or varying lengths as well as a free FICO credit score.

Costs and fees

There is no annual fee for the Walmart Credit Card, but the APR is relatively high and varies according to creditworthiness. (We’ve seen 19.15%, 22.15% and 25.15% APRs with this card.) The real costs of this card come with how restricted its use is; you can’t use it in most places and it’s best utilized by people who regularly shop at walmart.com.

Pay my Walmart Credit Card bill

You can access your Walmart bill and make a payment online. You can also pay by phone, through the mail or in store. To ensure you never miss a payment, add your Walmart Credit Card to your Tally account.

How Tally can help

Tally is the fastest and easiest way to eliminate credit card debt.

The Walmart Credit Card offers great savings and benefits, but the high variable APR (19.15%, 22.15%, or 25.15%) can wipe out your discounts if you don’t pay your balance in full every month. We give you a Tally line of credit at a lower APR, so you can pay off your balances faster, and we make sure all of the cards you register with Tally are paid on time and in the way that saves you the most money.

Learn More About These Store Cards

FAQs

The easiest way to apply for a Walmart Credit Card is online

A Walmart Credit Card can only be used in Walmart stores, Sam’s Club, Murphy’s USA gas stations, and on walmart.com.

You can reach customer service 24/7 at 1-877-294-7880. You can also find help for many potential issues online here.

Easily manage your Walmart Credit Card with Tally

Tally is the fastest way to debt-free, making it easier to save money, manage credit cards and pay down balances faster.

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How do I make a payment on my Walmart credit card?

You can pay your Walmart Credit Card bill online, via the Capital One app, over the phone at (877) 383-4802, by mail, or in person at a Walmart location. The same payment methods apply to the Walmart® Store Card, too.

How do I access my Walmart credit card account?

How to Log in to a Walmart Credit Card Account. Register your Walmart Credit Card for online account access. Click “Set Up Online Access” and enter your name, date of birth, and Social Security number or account number to verify your credit card account. Choose your Walmart Credit Card username and password.

How do I pay my Walmart Rewards card online?

Here's how:.
Go to the Walmart credit card login page..
Sign in with the username and password you chose during registration..
Select the “Make a Payment” tab..
Select the amount you want to pay, the date you want to make the payment and where the funds will come from to complete the transaction..

Can I pay my Walmart Capital One card at Walmart?

Yes, you can pay your Capital One credit card bill at Walmart, but only if you have a Walmart® Store Card or a Walmart Credit Card. If it's any other Capital One credit card, you can only pay the bill by using MoneyGram, which is located inside most Walmart stores.