Ghost Policies Ghost Policy Workers Comp Minimum Premium Workers Comp Ghost Policy 26 states Show DescriptionA minimum premium "excluded" workers' comp policy + accident policy for sole proprietors, one person LLC's, and one person S-Corps with no employees, day laborers, or subcontractors. Most Class Codes are acceptable except those involved in Roofng,Logging, Tree Pruning and Oil/Gas. *Trucking coming soon* DetailsCarrier InformationOffered BySolepro, Inc. 3 listings in 32 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Workers Compensation Ghost Policy Workers Comp Subcontractors Finance Workers Comp 32 states DescriptionLow workers compminimum premiums and down payments for small business- including ghost policies for subcontractors, artisans, and truckers. Competitive markets for all classes and payrolls- including high mods complex exposures. If it does have to go in assigned risk for a period of time, we can finance the premium to ... Carrier InformationOffered BySmartInsurance 1 listing in 32 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Workers Compensation Preferred Workers Comp Workers Comp Hard To Place Workers Comp Hard To Place 47 states DescriptionWe have multiple markets to meet your work comp needs. We even have a carrier who offers a "ghost policy"! We can handle everything from your Main Street, USA types of risks to classes that are much harder to place. DetailsCarrier InformationOffered ByGrand General Agency 10 listings in 49 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Community Associations Workers Comp Ghost Policy Workers Comp Workers Compensation Condominium Associations Condos HOA Homeowners Associations (HOAs) 47 states DescriptionWorkers’ Compensation – “If-Any” CAIS offers the only national Workers’ Compensation Program covering board members, committee members and volunteers. For 10 years, this program has been a stand-out in the industry. Competitive premiums, the highest commissions, direct bill, auto renewal and a single question email audit to the agent, ... Carrier InformationOffered ByCommunity Association Insurance Solutions, LLC 4 listings in 50 states + DC Engaged AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Preferred Platinum Listing Workers Comp Workers Compensation WC Schools Public Schools Private Schools Charter Schools Community College Colleges First Dollar Defense 50 states + DC DescriptionFirst-dollar workers' compensation offering for educational entities. Amwins Specialty Casualty Solutions, an operating company within the Amwins Underwriting division, understands the unique challenges of today's educational entities. ASCS' dedicated workers' compensation for schools offers first-dollar WC coverage for a variety of education settings. Target accounts include: ... Carrier InformationRating A Rating By A.M. Best Offered ByAmwins Underwriting 65 listings in 50 states + DC Engaged AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Preferred Gold Listing Barber And Beauty Salon BOP Concessionaire And Vendors Contractors Janitorial Liquor Stores Mercantile Special Events Vacant Land Workers Compensation 50 states + DC DescriptionCharity First has expanded its services to include For-profit commercial products available on a BOP and or a package. Available products include Special Events Liability, Contractors/Vacant Land & Buildings, Excess/Umbrella, Habitational, Hospitality, and Miscellaneous. Most of these products are available for a quote within minutes via our Instant Phone Quoting ... DetailsCarrier InformationOffered ByCharity First 26 listings in 50 states + DC AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Piercing Body Piercing Workers Comp Workers Compensation Workmans Comp Tattoo Tattoo Artist Laser Tattoo Removal 45 states DescriptionWorkers’ Compensation Insurance Information Workers compensation insurance covers many of the expenses incurred when an employee becomes injured on the job or sustains an employment-related illness. If an employee is injured or ill, the insurer will help to cover the employee’s essential costs like medical care, lost wages and more. Affordable ... DetailsHas Pen Appointment Required Carrier InformationAdmitted Rating A+ Rating By A.M. Best Offered ByMarine Agency Corp 7 listings in 49 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Description• Apartments • Churches • Condominiums • Contractors • Franchise Auto Dealers • Garages • Main Street Retail • Manufacturers • Monoline Commercial Auto • Monoline Workers Compensation • Physicians and Surgeons • Restaurants • Wholesalers DetailsCarrier InformationMultiple Admitted Carriers Admitted Rating A Rating By AM Best Offered ByTower Services, Inc. 5 listings in 9 states Engaged AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Garage Auto Repair BOP Auto Body Workers Comp 17 states DescriptionWorkers' Comp, GL, BOP, Fire Legal Liability, EPLI, Tools & Equipment, Garage Keepers Legal Liab Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Garage Auto Repair BOP Auto Body Workers Comp 17 states DescriptionWorkers' Comp, GL, BOP, Fire Legal Liability, Tools & Equipment, Garage Keepers Legal Liability. Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Tattoo Tattoo Supply Tattoo Parlors Workers Comp Workers Compensation Workmans Comp Body Piercing Micropigmentation Piercing Permanent Make-Up 45 states DescriptionWorkers’ Compensation Insurance Information Workers compensation insurance covers many of the expenses incurred when an employee becomes injured on the job or sustains an employment-related illness. If an employee is injured or ill, the insurer will help to cover the employee’s essential costs like medical care, lost wages and more. Affordable ... DetailsHas Pen Appointment Required Carrier InformationAdmitted Rating A+ Rating By A.M. Best Offered ByMarine Agency Corp 7 listings in 49 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Commercial Package Condo Association Package BOP Technology Hi Mod Workers Comp Preferred Workers Comp Commercial Auto 26 states DescriptionWorker Comp and P & C , Auto, Professional... we can do it. We are the Brokerage that works hard for you and your clients! give us a call (916) 781-6000 or e-mail We have admitted markets and can do book transfers. We offer special commissions on ... DetailsHas Pen Appointment Required Carrier InformationBHHC, Hartford, Travelers, and Several others Offered ByKZ Insurance Brokerage, LLC 9 listings in 27 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Auto Services Garage Auto Repair BOP Tools Workers Comp 17 states DescriptionWorkers' Comp, GL, BOP, Fire Legal Liability, EPLI, Tools & Equipment, Garage Keepers Legal Liability. Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Workers Compensation Convenience Stores Gas Stations BOP 24 Hour 16 states DescriptionGlass, Workers' Comp, GL, BOP, Fire Legal Liability, EPLI. Acceptable operations include: gas sales, liquor sales, car washes, service bay, sandwich shops & limited cooking restaurants. Carrier InformationOffered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Preferred Gold Listing Cannabis Hemp CBD Workers Comp Marijuana Cannabis Cultivators Cannabis Grow Operations Dispensaries Medical Marijuana Dispensary Recreational Marijuana Dispensary 47 states DescriptionCannGen's Workers Comp program is available in all states for all cannabis, CBD and hemp related businesses. Product Highlights • All Cannabis / Hemp / CBD Class Codes • All States • Multi-State, Nationwide Policies • Monoline Policies Available • New Venture / New Hire ... DetailsCarrier InformationAdmitted Rating A Rating By AM Best Offered ByCannGen Insurance Services, LLC 15 listings in 50 states + DC AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming EPLI WC Cyber Liability BOP 17 states DescriptionRoamNet offers many exclusive programs through multiple "A" rated admitted carriers. Specialists in Automotive Services: Service & Gas Stations, Auto Repair, Car Wash. Also offers Work Comp, BOP, GL, Property, Comm'l Auto and more. Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Workers Compensation Convenience Stores BOP 24 Hour Car Wash Service Station 17 states DescriptionRoamNet's Service Station Program is designed to encompass all aspects of the auto service related business. Can cover 24 Hour Stations and offer multiple Work Comp markets. Convenience storeswithcar washes are typically acceptable. Visit our site or call for more information and submission requirements. Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Auto Services Auto Repair BOP Workers Comp Auto Parts 16 states DescriptionOur REPAIR program is available to automotive and automotive parts retail shops working on autos and light trucks and automotive parts stores (No Dealerships). Available coverages: General Liability, Fire Legal Liability, Business Auto, Employee Tools, GKLL, EPLI, Business Personal Property and Workers' Compensation. Carrier InformationUnable to Disclose Offered ByRoamnet Insurance Marketing Programs 9 listings in 29 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Umbrella Workers Compensation Commercial Auto Dry Cleaners BOP Commercial Package Bailee Drycleaners 47 states DescriptionDry Cleaner Program Highlights: • Unlimited Bailees - No Per Garment Limit while at the insured's premise sor while in transit • Sub-limits included for Mysterious Disappearance and Work in Process • Replacement Cost regardless of age • Equipment Breakdown including boiler inspections • Business Income ... Carrier InformationNationwide Offered ByCLG Insurance 1 listing in 47 states AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Preferred Gold Listing General Liability Professional Liability Commercial Property Workers Compensation Health Clubs Yoga Dance Studio Pilates Studio Fitness Center + 1 more 50 states + DC DescriptionSFIC offers general liability insurance including professional liability, property insurance, umbrellas, workers compensation and surety bonds for large and small fitness centers, as well as, dance, yoga, Pilates and martial arts studios and personal trainers. Our underlying General Liability policies provide limits from $1,000,000 occurrence with a $2,000,000 aggregate to ... DetailsCarrier InformationLiberty Mutual, Philadelphia Offered BySports & Fitness Insurance Corporation (SFIC) 22 listings in 50 states + DC AvailabilityAlabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming What is the point of a ghost policy?What does a ghost insurance policy cover? A ghost policy covers no one and provides no benefits. It only provides proof of workers' comp insurance to fulfill the terms of a contract or meet your state's business insurance requirements.
What 4 types of issues are not covered by workers compensation?What injuries are NOT covered by workers' comp?. An incident that arose out of an act of God.. Common, one-time illnesses such as influenza or headaches.. Condition(s) that existed before an employee was hired or began performing a particular job.. Contracting ordinary disease of life.. What are ghost rates?It's a minimum premium policy that “excludes” the owner from coverage and benefits. Because the owner can't have any employees with this kind of policy, it covers no one, or you could say it covers a ghost.
What are statutory limits for workers compensation in Georgia?The statute of limitations for workers' compensation in Georgia is one year from the date of your accident. This means you must file a workers' compensation claim within one year of the date of your accident if you are to qualify for compensation for your accident-related injuries and losses.
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