Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply Show
Balance Transfers Not Allowed Credit One Platinum Pros & ConsRewards on eligible purchases Credit One Platinum ReviewThe Credit One Bank® Platinum Visa® is a decent unsecured credit card for people with fair credit that offers 1% cash back on eligible purchases and charges an annual fee of $39. Although it does not require a security deposit, the Credit One Bank Credit Card is not cheap.... show more View 8568 User Reviews
at Credit One Bank's secure site With $0 Fraud Liability, you won’t be responsible for unauthorized charges Automatic reviews for credit line increase opportunities Free Online Credit Score and Credit Report summary, terms apply Choose your monthly payment due date for added convenience, terms apply Never miss an account update with customizable text and email alerts Manage your account on-the-go with the Credit One Bank mobile app Show off your personality by selecting from a variety of card designs, a fee may apply at Credit One Bank's secure site Can't find what you are looking for? Submit your question about Credit One Bank® Platinum Visa® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. Cameron DiGiovanni, Writer The Credit One Platinum
credit limit is $300 or more. Everyone who gets approved for Credit One Platinum is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. Plus, the higher an applicant's credit score and income are, the higher the starting credit limit is likely to be. Keep in mind that you can ask to get a credit limit increase by calling the Credit One Bank customer service number you see on the
back of your card, but it's best not to do that more than once a year. Credit One Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Credit One Bank. Lisa Cahill, Credit Cards Moderator The Credit One Bank®
Platinum Visa® credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Credit One Platinum Card. You should note that while your credit score is an important factor, there are plenty of... Maria Adams, Credit Cards Moderator The maximum credit line for a
Credit One credit card is not publicly disclosed by the issuer. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing. Credit One cards are designed... Yes, Credit One Bank is a legit bank that has been issuing unsecured credit cards for people with
limited credit and bad credit since 1984. Credit One Bank has a B+ rating from the Better Business Bureau and is considered to be a major credit card company by the market... View more answers Cameron DiGiovanni, Writer The best Credit One Platinum benefits are EMV chip technology and zero liability fraud protection. These perks are
certainly good to have, though it's important to note that they are also relatively common benefits for credit cards. Credit One Platinum Benefits How can I get a Credit One Bank credit card PIN?Evelyn Boros, Credit Cards Moderator You can get a Credit One Bank credit card PIN online, or by phone at (877) 825-3242. To request a PIN online, log in to your online account and select 'Settings' from the menu. Then, just locate 'PIN (Personal Identification Number)' to get started. Keep in mind that... How much is the Credit One Platinum annual fee?The Credit One Platinum annual fee is $39 per year. Credit One Platinum's $39 annual fee is higher than market average the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the Credit One Bank® Platinum Visa®... View more answers How can I check my Credit One Visa Platinum application status?Bogdan Roberts, Credit Cards Moderator You can check your Credit One Platinum application status online. You will just need your last name and Social Security number. Otherwise, you can call the designated Application Information line at (800) 752-5493. Here's how to check your Credit One Platinum application status by phone:
What kind of free credit score does Credit One offer?William Drake, WalletHub Analyst Credit One offers your Experian ScoreX credit score, updated on a monthly basis. They also have credit monitoring to let you know once something important happens on your credit report. It's not the best package, if you ask me, but it's free. You can also get your credit score for... How can I apply for the Credit One Visa Platinum card?Robert Stark, WalletHub Credit Cards Analyst You can only apply online for the Credit One card. There's even an Apply Now button on this page that'll redirect you to the application page. Share your insights and review the Credit One Bank® Platinum Visa® What's Your Rating?Phillip November 3, 2022 • @phillipct123 5 Star Rating Verified CustomerGood card and helps me pay bills on time and also it’s easy to use and has never failed me before. Bank isn’t bad either never had a problem Comment Tracey October 14, 2022 • @traceys_home 1 Star Rating Verified CustomerEven with excellent credit, this bank will not give me a credit line increase. I would not recommend this credit card. They advertise that an account review will take place to determine if a credit line increase will be awarded, but they will not give a credit line increase. Comment Frankie October 12, 2022 • @ffrankiebarnum 5 Star Rating Verified CustomerI think it's a great card I've had the one card now for a year and a half they started me out at 600 credit limit and I just recently got the Platinum Card they started me out $1,000 credit limit customer services always been polite very easy to pay on the through the app I would recommend this card Comment Samuel September 16, 2022 • @mrasarejr 2 Star Rating Verified CustomerCredit One has been with me through thick and thin. When I had my financial and credit struggles, they were the first to come to my rescue. However, after years of being with them, they sell me my credit increase for a nominal fee, interest rate is still high at 26%, and there is STILL an annual fee which is deducted every month, which is a nuisance. I paid it off and use it very sparingly. Things could change, if they would change. But I don’t see that anytime soon Comment Matthew September 15, 2022 • @matthewm_259 1 Star Rating Verified CustomerShows late payment when it wasn’t and they won’t fix it. Stay away from this company if you live your credit rating I’ve tried everything and my credit report is perfect which means they are at fault . Comment Tina September 10, 2022 • @ttorregiano2022 4 Star Rating Verified CustomerThank you for having this card as an option for someone like me who is trying to build credit. Having the card in case of emergencies is wonderful! Comment Robin August 30, 2022 • @rlvjjlp 5 Star Rating Verified CustomerThis credit card really does what they say. I've gotten credit increases and offers for a second account with a higher limit. Without even soliciting then. Comment Linda August 21, 2022 • @urbanczyklinda44 5 Star Rating Verified CustomerGreat card to start rebuilding credit. Gave me a chance with a poor credit score. Received an increase in credit within a year. Has an app to easily pay your bill and keep track of spending. Comment robert July 26, 2022 • @kathrynthomas5285 2 Star Rating Verified Customerbeen on time for 2 years and only had one credit line increase and I get the run around and they still will not give me a increase on the limit plus they had a error on there end and never recieved my june statement and they could not tell me why Comment Marlene Lujan July 25, 2022 • @annielujan1974 1 Star Rating Had the card for one month. Made a payment that would've paid account in full. Never credited payment to my account. Cut card up and will not make anymore payments until I get my payment credited to my account. Comment Review Credit One Bank® Platinum Visa® Credit One Bank® Platinum Visa® WalletHub is an independent comparison service. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences. Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions. Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered. Does Credit One have any cards with no annual fee?Platinum Rewards Visa with No Annual Fee Credit Card | Credit One Bank.
Does a Credit One credit card have an annual fee?Our thoughts. The Credit One Bank American Express Card charges a $39 annual fee, but offers Unlimited 1% cash back rewards on all purchases and, most notably, travel benefits and purchase protections from American Express.
Does the Credit One platinum card have an annual fee?Comparisons to Other Cards
Annual fee: Neither card has an annual fee. Rewards: Credit One Bank Platinum Rewards Visa with No Annual Fee cardholders earn 2% cash back on qualifying gas and grocery purchases and on select telecommunication services.
Are Credit One cards good for credit?No, the Credit One Platinum is one of the few cards for building credit available with a poor credit score that doesn't require a security deposit to get started. A card with a security deposit might be worthwhile for consumers looking to improve their credit scores, and can't qualify for an unsecured credit card.
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Credit one credit card no annual fee
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