Zero money down car dealerships near me

Frequently Asked Questions

Are there any car leases with no money down?

Yes, manufacturers are offering a variety of zero down lease deals right now. And sometimes you can negotiate zero down for other models if you have good credit.

Who is offering leases with zero down payment?

Many popular manufacturers like Honda, Hyundai, and Nissan periodically offer lease deals with no down payment required. Manufacturers consistently release deals each month that have zero or very low due at signing amounts.

How do I lease a car for zero down?

Lease terms are typically negotiable so you can sometimes ask a car dealer to transfer your down payment into higher monthly payments.  Learn more about how to negotiate a lease.

Should I put a down payment on a lease?

One of the main advantages of leasing is the low up-front costs, but keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation.

What is 'due at signing' on a lease?

The due at signing amount typically consists of the first month’s payment, security deposit, acquisition fee, and any state taxes. It’s important to read the details before leasing, even with advertised $0 down there may be applicable taxes and fees. Learn how zero down leases work.

What credit score do I need for a zero down deal?

With some exceptions, the typical minimum credit score to lease a car is 620. However, unless your credit score is over 680, you will not qualify for a zero down deal.

Can I lease a car with a 500 credit score?

You may have a hard time leasing a car with a 500, 550, or even a 600 credit score from a traditional dealer.  However, our partner, Auto Credit Express, works with a network of car dealerships across the United States that offer loans to customers with poor credit, even if you have a 500 credit score.

How much should I put down on a lease?

When leasing a car, the dealer or manufacturer may set a predetermined due at signing amount. There isn't much leeway on what you can put down on a lease, so expect to pay that amount. You can learn more about how much money to put down on a car here. However, if you have very good credit and make enough annually, you may be able to negotiate a zero down lease deal with higher monthly payments.

At Andy Mohr Ford, we’re committed to providing every driver in the Plainfield, Indianapolis, and Avon areas with high-quality customer service and the opportunity to own a car of their choice.

Some drivers may be wondering, “Can you buy a used car with no money down?” The answer is yes! Between our diverse inventory of zero-down vehicles and expert finance team, we can help you own the car you’ve been wanting!

How No Money Down Works 

When a buyer is ready to purchase a car, there are a few financing options to consider.

The option we’re discussing here is buying a car with no money down. This means that instead of having an initial down payment of the typical 20 percent of the vehicle’s cost, you don’t have to pay anything up front. However, the cost of the vehicle and interest of the financing will be spread out during the duration of your loan period to give you more time to pay it off.

Our team of finance experts can help you decide which finance option is the best for your lifestyle.

Cars with No Money Down for Sale 

Our mission is to help you become the proud owner of the vehicle you’ve always wanted. For drivers looking to avoid added upfront costs, our zero-down inventory is our solution for you.

Some buyers may be in the market for a daily driver to get back and forth to work with, while others may want something more family-oriented for the kids to enjoy. Regardless of your automotive needs, we have a diverse inventory of cars that can meet them.

Some car options that you could find in our current inventory may include a Ford Fusion SE for the family shopper, a Ford Crown Victoria LX with a standard V8 engine, and a Ford F-150 XL for anyone seeking a new work truck.

Know that all these vehicles come with a free CARFAX Vehicle History Report™ and they’ve been inspected by our quality service department.

If you need help narrowing down your list of car options, allow one of our friendly sales team members to help you decide which model car best fits your lifestyle.

Experienced Team of Finance Experts

Now that you’ve selected the vehicle of your choice from our zero-down inventory, allow our expert finance team to help you drive it off our lot today.

Our dealership’s highly experienced finance team has years of experience under their belts working with many different credit ranges. So, whether you have good credit, bad credit, or no credit, they can help create a payment plan that’s in line with your financial situation.

They’ve established strong relationships with local and national banks and lenders over the years, which can help get you an impressive loan rate regardless of your credit history.

See Our Zero-Down Inventory in Person Today! 

Now that you know you can own a car with no money down, make sure to browse our sizeable zero-down inventory online. Don’t hesitate to contact us at Andy Mohr Ford if you see a car you’re interested in getting behind the wheel of.

If you’re a buyer in the Plainfield, Indianapolis, or Avon areas, know that we’re committed to helping you own the car of your choice with zero money down.

Schedule a test drive today!

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Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

By submitting your information, you consent to Andy Mohr Automotive contacting you via phone, email and/or text message to the number or email address you have entered; including automated communications. You do not have to consent in order to obtain any of our products or services. Message and data rates may apply.

Can I get a car with no down payment?

Can I get a car with 500 credit score with no money down?

What credit score do you need for a zero down payment on a car?

What is the lowest down payment for a car?