Chase Bank provides money-saving products, including competitive CD rates, checking accounts, and savings accounts. This guide will compare their interest rates to CD rates from the USA’s top banks.
Let’s take a look at Chase banking!
Earn The Highest Interest Rates On Savings Today
Fixed annuities are almost identical to Certificates of Deposit (CDs) accounts and provide higher interest rates and penalty-free withdrawals for income.
N/A | UFB Bank Savings Account | 3.83% |
N/A | UFB Money Market Account | 3.70% |
12 Months | SkyOne Federal Credit Union CD | 4.50% |
22 Months | SkyOne Federal Credit Union CD | 5.00% |
27 Months | Sallie Mae CD | 5.00% |
36 Months | Canvas Fixed Annuity | 5.50% |
48 Months | Oceanview Fixed Annuity | 5.00% |
5 Years | Canvas Annuity | 5.60% |
6 Years | Oceanview Annuity | 5.30% |
7 Years | Canvas Annuity | 5.70% |
10 Years | Oceanview Annuity | 5.20% |
Disclaimer: This is a review. The Annuity Expert is not associated with a bank or credit union. However, fixed annuities are sold at most financial institutions. We aim to help you find the highest interest rates for your retirement savings. We may receive a small referral fee if you purchase something using a link in this article.
Find And Compare The Highest Interest Rates
Find the highest interest rates for your savings ranging from 3 months to 10 years, all in one place.
About Chase Bank
Chase Bank is one of the largest banks in the United States. It provides its customers with a wide range of banking, mortgage, credit card, and investment services.
Chase Bank has been providing financial services to customers for over 130 years and continues to be a trusted choice for millions of customers across the US. With a wide range of products and services, including checking accounts, savings accounts, investment services, credit cards, personal loans, and many more options for managing your finances, Chase Bank is the ideal choice for anyone looking for a reliable bank with excellent customer service.
With over 5,000 branches and 16,000 ATMs throughout the country, Chase is easily accessible to most people. In addition to traditional banking services like savings accounts, checking accounts, and loans, Chase offers investment products like mutual funds and annuities.
Chase is an FDIC member and headquartered in New York City.
Chase Bank is a good option if you’re looking for a full-service bank with a wide range of products and services. However, if you’re looking for the lowest fees and interest rates, you may want to compare Chase with other banks before making a decision.
Chase Bank Checking Account Rates
Opening a checking account at Chase Bank can be a great way to manage your finances. With easy online access, flexible payment options, and low fees, it’s a convenient and affordable choice for anyone who wants to keep their money secure and accessible.
Whether you’re looking to simplify your budget or set up automatic transfers to pay bills on time, Chase has the tools and services you need to stay on top of your finances. So if you’re ready to take charge of your money and start saving today, open a checking account with Chase Bank!
Chase Money Market Account Rates
Chase Bank does not currently offer money market accounts. However, they offer several other savings accounts, including traditional accounts and certificates of deposit (CDs).
You can find the best money market rates here.
Chase Bank Savings Account Rates
Chase Bank offers some of the best savings accounts available today. In addition, these accounts are highly customizable, allowing you to choose from various interest rates and minimum balance requirements to find an account that fits your needs.
Furthermore, Chase excels when it comes to customer service and security. Their dedicated account representatives are available at all hours, ready to answer your questions and help with any problems or issues you might encounter. And as a bonus, all Chase savings accounts come equipped with advanced security features such as secure online banking and 24/7 monitoring by real people.
Chase offers two different savings account options: the standard and the premier. The Premier account pays a higher interest rate in exchange for a higher balance. The standard account does not have this requirement but only pays a lesser interest rate.
Chase has the perfect savings account whether you’re just starting or have been saving for years. So why wait? Go ahead and sign up today!
For many people, saving money is a top priority. One way to do this is to invest in a certificate of deposit (CD) from a bank or credit union. CDs are low-risk investments that typically offer higher interest rates than savings accounts. Chase Bank offers a variety of CD options, making it a good choice for people who want to grow their savings.
The interest rate and term length are fixed, so savers know how much they will earn on their investment. CDs can be an ideal way to save for long-term goals like retirement, as they offer the potential for steady growth over time. Chase Bank CDs may be worth considering for people looking for a safe and reliable way to grow their savings.
Compare CD Rates From 423 Banks And Credit Unions
Find the highest interest rates for your savings ranging from 3 months to 5 years.
Certificates of Deposit vs. Fixed Annuity
The Top Fixed Annuities
Fixed annuities offer a guaranteed return for a set amount of years, similar to a CD. Guaranteed crediting rates for the terms below:
- 2-YEAR TERM: 4.30%
- 3-YEAR TERM: 5.50%
- 4-YEAR TERM: 5.00%
- 5-YEAR TERM: 5.60%
- 6-YEAR TERM: 5.30%
- 7-YEAR TERM: 5.70%
- Grow your money as fast as possible
- Principal protection
- The interest rate is locked for the term you select
- Tax-deferred growth
- Withdraw annually without penalty
- Lump-sum death benefits
- Accepts cash, 401(k), and IRA Funds
What’s The Difference Between a Fixed Annuity and a CD?
Who Offers | Insurance Company | Banks |
Premium Amounts | $2,500 to $1 Million | $500 – No Maximum |
Terms | 2 Years to 20 Years | 3 Months to 7 Years |
Guaranteed Interest Rates | Up to 5.25% | Up to 3.50% |
Triple Compounding | Yes | No |
Principal Protection | Yes | Yes |
Can Lose Money? | No | No |
Liquid After Term | 100% | 100% |
How Are Gains Taxed? | Tax-Deferred | Taxed Annually |
Annual Liquidity | Up to 10% Annually | No Liquidity |
Who Protects My Money? | Insurance Company/SGA | FDIC |
Accepts IRA | Yes | No |
Accepts 401(k) | Yes | No |
Death Benefit | Lump-Sum | Lump-Sum |
Are Annuities FDIC Insured?
Fixed annuities are not FDIC insured but have similar protections for your money. An annuity is an insurance policy guaranteed by the insurance company’s claims-paying ability. The insurance companies are members of the state insurance guarantee associations where they do business. Each state insurance guarantee association protects consumers in the unlikely event the insurance company fails and defaults on its obligations to its consumers (limits vary per state).
For example, Georgia insures up to $250,000 of the annuity’s cash value per insured life if the insurance company becomes insolvent and can not fulfill its obligations to the insured.
Chase vs.
- Ally Bank
- PNC Bank
- BECU
- Arrowhead Credit Union
The Best CD Rates Today
3-Month CD Rates
The following banks and credit unions have the highest CD rates for 3 months.
Synchrony Bank | 2.25% APY | 3 Months | $0.00 |
Popular Direct | 2.00% APY | 3 Months | $10,000.00 |
TIAA Bank | 2.00% APY | 3 Months | $1,000.00 |
TotalDirect Bank | 2.00% APY | 3 Months | $25,000.00 |
Bethpage Federal Credit Union | 2.00% APY | 3 Months | $50.00 |
Luana Savings Bank | 3.05% APY | 3 Months | $1,000.00 |
Hanscom Federal Credit Union | 4.25% APY | 3 Months | $1,000.00 |
Liberty Federal Credit Union | 3.25% APY | 4 Months | $1,000.00 |
6-Month CD Rates
CommunityWide FCU | 3.25% APY | 6 Months | $1.000.00 |
Quontic Bank | 2.25% APY | 6 Months | $500.00 |
PenFed Credit Union | 2.00% APY | 6 Months | $1,000.00 |
NASA Federal Credit Union | 4.00% APY | 9 Months | $1,000.00 |
Synchrony Bank | 3.25% APY | 6 Months | $0.01 |
Popular Direct | 3.65% APY | 6 Months | $10,000.00 |
North American Savings Bank | 3.82% APY | 7 Months | $5,000.00 |
First Internet Bank | 3.87% APY | 6 Months | $1,000.00 |
Bank5 Connect | 3.60% APY | 6 Months | $500.00 |
Hanscom Federal Credit Union | 4.25% APY | 6 Months | $1,000.00 |
Andrews Federal Credit Union | 5.00% APY | 7 Months | $1,000.00 |
Apple Federal Credit Union | 4.00% APY | 5 Months | $500.00 |
1-Year CD Rates
The following banks and credit unions have the highest CD rates for 12 months.
Blue FCU | 4.60% APY | 15 Months | $1.00 |
CommunityWide FCU | 3.50% APY | 12 Months | $1,000.00 |
Bread Savings | 4.00% APY | 12 Months | $1,500.00 |
First National Bank of America | 3.95% APY | 12 Months | $1,000.00 |
PenFed Credit Union | 3.50% APY | 12 Months | $1,000.00 |
Marcus by Goldman Sachs | 4.00% APY | 12 Months | $500.00 |
Synchrony Bank | 4.01% APY | 12 Months | $0.00 |
Discover | 4.00% APY | 12 Months | $2,500.00 |
BenescoUSA | 4.40% APY | 12 Months | $1,500.00 |
Capital One | 4.00% APY | 12 Months | $0.00 |
Suncoast Credit Union | 2.05% APY | 12 Months | $500.00 |
LendingClub | 4.00% APY | 12 Months | $2,500.00 |
KS State Bank | 3.84% APY | 12 Months | $500.00 |
Live Oak Bank | 4.50% APY | 12 Months | $2,500.00 |
2-Year CD Rates
The following banks and credit unions have the highest CD rates for 24 months.
Bread Savings | 4.00% APY | 24 Months | $1,500.00 |
Synchrony Bank | 4.26% APY | 24 Months | $0.01.00 |
First National Bank of America | 4.00% APY | 24 Months | $1,000.00 |
Pentagon Federal Credit Union | 3.85% APY | 24 Months | $1,000.00 |
Marcus by Goldman Sachs | 4.25% APY | 24 Months | $500.00 |
North American Savings Bank | 4.50% APY | 24 Months | $5,000.00 |
Skyla Credit Union | 4.50% APY | 21 Months | $500.00 |
KS State Bank | 4.94% APY | 24 Months | $500.00 |
Genisys Credit Union | 4.58% APY | 25 Months | $500.00 |
3-Year CD Rates
The following banks and credit unions have the highest CD rates for 3 years.
Quontic Bank | 3.75% APY | 36 Months | $500.00 |
Bread Savings | 4.00% APY | 36 Months | $1,500.00 |
Pentagon Federal Credit Union | 3.65% APY | 36 Months | $1,000.00 |
Synchrony Bank | 4.26% APY | 36 Months | $0.01% |
First National Bank of America | 4.10% APY | 36 Months | $1,000.00 |
Marcus by Goldman Sachs | 4.00% APY | 36 Months | $500.00 |
Quorum Federal Credit Union | 4.00% APY | 30 Months | $1,000.00 |
Discover | 4.15% APY | 36 Months | $2,500.00 |
Signature Federal Credit Union | 3.35% APY | 36 Months | $500.00 |
Barclays | 4.15% APY | 36 Months | $0.00 |
Capital One | 4.15% APY | 36 Months | $0.00 |
First Internet Bank | 4.28% APY | 36 Months | $1,000.00 |
Sallie Mae Bank | 4.50% APY | 36 Months | $2,500.00 |
Crescent Bank | 4.55% APY | 36 Months | $1,000.00 |
LendingClub | 4.10% APY | 36 Months | $2,500.00 |
KS State Bank | 4.99% APY | 36 Months | $500.00 |
Prime Alliance Bank | 4.50% APY | 36 Months | $500.00 |
4-Year CD Rates
The following banks and credit unions have the highest CD rates for 4 years.
Bread Savings | 4.15% APY | 48 Months | $1,500.00 |
NASA Federal Credit Union | 4.10% APY | 49 Months | $10,000.00 |
PenFed Credit Union | 3.65% APY | 48 Months | $1,000.00 |
Synchrony Bank | 4.26% APY | 48 Months | $0.01 |
First National Bank of America | 4.15% APY | 48 Months | $1,000.00 |
Marcus by Goldman Sachs | 4.00% APY | 48 Months | $500.00 |
Crescent Bank | 4.55% APY | 48 Months | $1,000.00 |
First Internet Bank | 4.33% APY | 48 Months | $1,000.00 |
KS State Bank | 4.99% APY | 48 Months | $500.00 |
Department of Commerce Federal Credit Union | 4.37% APY | 48-59 Months | $25,000.00 |
5-Year CD Rates
The following banks and credit unions have the highest CD rates for 5 years.
Bread Savings | 4.25% APY | 60 Months | $1,500.00 |
Popular Direct | 4.35% APY | 60 Months | $10,000.00 |
Synchrony Bank | 4.26% APY | 60 Months | $0.00 |
PenFed Credit Union | 3.65% APY | 60 Months | $1,000.00 |
First National Bank of America | 4.25% APY | 60 Months | $1,000.00 |
Marcus by Goldman Sachs | 3.80% APY | 60 Months | $500.00 |
Discover | 4.25% APY | 60 Months | $2,500.00 |
Barclays | 4.25% APY | 60 Months | $0.00 |
Capital One | 4.25% APY | 60 Months | $0.00 |
LendingClub | 4.10% APY | 60 Months | $2,500.00 |
Sallie Mae Bank | 4.55% APY | 60 Months | $2,500.00 |
Crescent Bank | 4.60% APY | 60 Months | $1,000.00 |
Connexus Credit Union | 3.51% APY | 60 Months | $5,000.00 |
KS State Bank | 4.99% APY | 60 Months | $500.00 |
Disclaimer: I may receive a small referral fee if you purchase something using a link in this article.
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Frequently Asked Questions
What is the best rate at Chase Bank?
- 1-year CD: 0.02%-0.05% APY.
- 3-year CD: 0.02%-0.05% APY.
- 5-year CD: 0.02%-0.05% APY.
- 10-year CD: 0.02%-0.05%APY.
What’s the highest CD rate I can expect?
If you’re looking for 6% CD rates, you’re not going to find them at a bank, credit union, online, or financial institution. Interest rates on CDs haven’t been that high in over a decade. However, fixed annuities have peaked at 4 percent in the last ten years.
While 6% CD rates may be a thing of the past, options are still available for those looking for a higher rate of return on their investment. Fixed annuities can provide a safe and secure way to grow your money, and they offer the potential for higher returns than traditional savings accounts. If you’re interested in exploring this option, talk to a financial advisor to see if a fixed annuity is right.