What atm can i use apple pay

I'm the OP for the other post. I tried three different banks last night and AP doesn't work to withdraw cash unless you use the bank's own card from your AP wallet. It didn't help that Wells Fargo ATMs don't have working contactless readers.

I think I mentioned in the other post that stores around me are restricting cash back amounts on purchases, so I can't use that method anymore. Sometimes I need to pay hundreds in currency to contractors to avoid fees or tax for using debit, credit, Venmo, etc.

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Wells Fargo + Apple Pay®

Your Wells Fargo card is ready for digital payments

Get Started 

Add your card using your iPhone® and Wells Fargo Mobile® app—take the tour to see how. More ways to add your cards to Apple WalletTM.

1. In your Wells Fargo Mobile app, tap Menu in the bottom bar, select Card Settings, then tap Digital Wallet.

2. All eligible Digital Wallets will display. Tap Apple Pay.

3. All eligible cards will display. Tap the Add to Apple Wallet button next to the card you want to add. Follow any additional instructions to verify and activate your card. Your card is now ready for use with Apple Pay.

1. Open the Watch app on your iPhone and tap Wallet & Apple Pay, then tap Add Credit or Debit Card.

2. To automatically enter your card information, position your card in the camera frame, or manually enter your card details. Then enter your card’s security code and read and accept the terms and conditions.

3. Provide all additional information to verify and activate your card. Your card is now ready for use with Apple Pay on your Apple Watch.

Pay Securely

Apple Pay replaces your actual card number with a unique digital card number. This means businesses do not see or store your full card number.

Easy to Use

Confirm your identity (using Face ID® or Touch ID®) on your device, and tap to pay at any business that displays the Contactless Symbol, as well as online and in apps.

Accepted in many places

In stores, simply tap your mobile device where you see the Apple Pay logo or Contactless Symbol at checkout. Or select the Apple Pay logo when shopping online and in apps.

Tap for ATM access

Just add your Wells Fargo Debit or Wells Fargo EasyPay® Card to Apple Pay and access any Wells Fargo ATM by tapping on the Contactless Symbol.

 Peace of Mind 

And when you use your Wells Fargo cards with a digital wallet, you will continue to have the added security of 24/7 fraud monitoring and Zero Liability protection.

More and more banks have started including NFC technology into their ATMs. So, to answer your question, yes, you can now use the digital wallet at ATMs.

Like most people, I don't like carrying a lot of money with me. Apple Pay has been my saving grace. I've been using it to withdraw cash since the first bank in my area adopted NFC. I've discussed how you too can use it to withdraw money below.

Let's get to it.

• How Do I Withdraw Money From Apple Pay?
• Which Banks Let You Use Apple Pay To Withdraw?
• Can I Use My Apple Card At An ATM?
• Are There Any Drawbacks To Using Cardless Cash ATMs?
• FAQ
• Why Was My Apple Pay Declined?
• Why Isn't My Debit Card Working On Apple Pay?
• Final Thoughts

How Do I Withdraw Money From Apple Pay?

Apple strives to make things as easy for users as possible. That's why Apple Pay withdrawals are easy:

• Open the Wallet app on your device
• Choose the debit card you want to use
• Place your phone over the contact less symbol on the ATM
• Confirm wanting to use the card with your Touch ID
• Enter your ATM PIN into the machine

And voila!

Which Banks Let You Use Apple Pay To Withdraw?

Unfortunately, the number of banks that let you withdraw with Apple Pay are few and far between.

You'll know if you can use the digital wallet at an ATM if you see the NFC symbol on it - it looks like a sideways WiFi symbol.

The following banks have got you covered:

• Bank of America
• Chase Bank
• CitiBank
• Wells Fargo

If it's any consolation, there are a lot of banks that let you withdraw through their apps, instead of paying with your debit card. This makes up for not being able to use the digital wallet.

Some of them include:

• City National Bank
• Fifth Third Bank
• First Farmers Bank & Trust
• HomeStreet Bank
• PlainsCapital Bank
• PNC
• Wintrust

Related Reading

• How to Transfer Apple Cash to Bank? (The Basic Guide)
• How Do You Redeem iTunes Gift Card? Your Ultimate Guide

Can I Use My Apple Card At An ATM?

Sadly, no. Apple cards have no cash advance or withdrawal features. Think of the cards as exclusively virtual credit cards.

Are There Any Drawbacks To Using Cardless Cash ATMs?

Cardless cash ATMs are useful. But like anything, there are a couple of drawbacks to using them:

• Probably the most obvious is that you can only use a select few ATMs. When I mean select few, I mean very few. If you live in a rural area, there possibly are no cardless ATMs near you. Don't get me started on the number of them that will let you use Apple pay in the first place
• Thieves would be more enticed to steal your iPhone or Apple watch if they notice you using the Apple Pay system to withdraw cash

Related Reading

• Apple Pay Not Working On iPhone? Here Are 11 Easy Fixes
• Places That Take Apple Pay: The Complete List
• Do Gas Stations Take Apple Pay: A Complete List
• Does Walmart Take Apple Pay: What You Need to Know

FAQ

I've answered some popular questions below.

Why Was My Apple Pay Declined?

Being declined means that you have insufficient funds in your account. At the same time, though, the card you're using may have temporarily been locked or even blocked. Get in touch with your bank.

Why Isn't My Debit Card Working On Apple Pay?

Check Apple's System Status page. Is Apple Pay down? This problem almost always pops up when the digital wallet is down. There's nothing you can do other than call Apple and ask them when the issue will be solved.

Check out more smartphones

Final Thoughts

Using Apple Pay to withdraw money without carrying consumer debit cards is useful, however, not many banks let you withdraw from their ATMs through the digital wallet. If this is disappointing, know that this is true for Samsung Pay and Android Pay as well.

The ability to withdraw through the digital wallet is most popular in Australia, New Zealand, and the United States, but other countries have been making changes too.

Whether you're using Wells Fargo, Citibank, or Chase ATMs, you'll see Near Field Communication symbols plastered on the machines if you're able to use them.

Can I use Apple Pay to withdraw money from ATM?