Wells fargo checking account sign up bonus

Currently, they have a $200 checking bonus and a $400 checking bonus. However, the $400 checking bonus is targeted.

Table of Contents

• 1 About Wells Fargo Promotions 
• 2 Wells Fargo $200 Checking Bonus
  • 2.1 How To Earn Bonus
• 3 Wells Fargo $400 Checking Bonus *Targeted*
  • 3.1 How To Earn Bonus
• 4 Wells Fargo $1,500 Business Checking Bonus (In-Branch) *Expired*
  • 4.1 How To Earn Bonus
• 5 Wells Fargo $150-$200 ATM Bonus
• 6 Wells Fargo $300 Business Checking Bonus *Expired*
  • 6.1 How To Earn Bonus
• 7 How To Waive Monthly Fees
• 8 Bottom Line

About Wells Fargo Promotions 

Rank #1 in the country for availability, Wells Fargo has over 6,000 branches throughout the United States. While some states may not have a branch, they do have access to Wells Fargo through their online banking services.

I’ll go over Wells Fargo Promotions below.

Wells Fargo $200 Checking Bonus

• What you’ll get: $200 bonus
• Account Type: Everyday Checking Account
  
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: Yes, $1000+
• Credit Inquiry: Soft Pull
• ChexSystem: Yes
• Credit Card Funding: None
• Monthly Fees: $10, avoidable
• Early Account Termination Fee: None
• Household Limit: None

(Expires 12/31/2022)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

• Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by December 31, 2022.
• Or, open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by December 31, 2022. You must provide the bonus offer code to the banker at the time of account opening.
• Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (the qualification period).
• Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements, and will deposit any earned bonus into your new checking account within 30 days.

• This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
• You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
• You are not eligible for this offer if:
  • You are a current owner of a Wells Fargo consumer checking account
  • You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
  • You are a Wells Fargo employee

Wells Fargo $400 Checking Bonus *Targeted*

• What you’ll get: $400 bonus
• Account Type: Everyday Checking Account
  
• Availability: Nationwide
• Direct Deposit Requirement: Yes, $1000+
• Credit Inquiry: Soft Pull
• ChexSystem: Yes
• Credit Card Funding: None
• Monthly Fees: $10, avoidable
• Early Account Termination Fee: None
• Household Limit: None

(Expires August 19, 2022)

Editor’s Note: Unfortunately, this is a targeted offer in the mail. It states “Validate your bonus offer code printed on the mail offer you received.” Feel free to share your offer code in the comments section if you don’t plan to use it.

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

• Validate your bonus offer code printed on the mail offer you received.
• Then open a new Wells Fargo Everyday Checking account from this offer webpage by August 19, 2022, with a minimum opening deposit of $25 to fund your account.
• Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (the qualification period).
• Once the 90-day qualification period has elapsed and the offer requirements are met, the earned bonus will be deposited into your new checking account within 30 days.

• A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your bank account. Confirm with your employer or the agency or company making these payments that they use the ACH network.
• Transfers from one account to another, mobile deposits, or deposits made at a branch or ATM don’t qualify as a direct deposit.
• The new checking account must remain open throughout the 90-day qualification period and at the time we attempt to deposit any earned bonus payment.
• You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
• Offer expires August 19, 2022. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
• The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.

Wells Fargo $1,500 Business Checking Bonus (In-Branch) *Expired*

• What you’ll get: $1,500 bonus
• Account Type: Initiate Business Checking®, Navigate Business Checking®, Optimize Business Checking® or Analyzed Business Checking
• Availability: Nationwide

(Offer Expires May 13, 2022)

Compare to some of the best business checking accounts such as Chase Business Checking ($300 Bonus), U.S. Bank Business Checking ($400 Bonus), Axox Bank Basic Business Checking ($200 Bonus), Axos Bank Business Interest Checking ($200 Bonus), Huntington Unlimited Plus Business Checking ($750 Bonus),  Huntington Unlimited Business Checking ($400 Bonus), as well as the Huntington Business Checking 100 ($200 Bonus).

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

• Open a new, eligible business checking account at a Wells Fargo branch with a minimum opening deposit of $25 by 05/13/2022. You must provide the bonus offer code to the banker at the time of account opening.
• Have at least $15,000 ending daily balance in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.
• We will deposit the bonus into your new business checking account within 30 days after meeting all offer requirements.

• This offer is intended for new business checking customers only. You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo business checking account. For this offer, a new business checking customer is identified by the U.S. Taxpayer Identification Number for the business used to open the new business checking account.
• You are not eligible for this offer if:
• You are a current owner of a Wells Fargo business checking account.
• You received a bonus for opening a Wells Fargo business checking account within the past 12 months.
• You are a Wells Fargo employee.
• Bonus offer code can only be used once.
• Open a new Wells Fargo Initiate Business Checking, Navigate Business Checking, Optimize Business Checking or Analyzed Business Checking account with a minimum opening deposit of $25 by May 13, 2022. All account applications are subject to approval.
• Have at least $15,000 ending daily balance† in your new business checking account on the 30th calendar day and the 60th calendar day after account opening.

Wells Fargo $150-$200 ATM Bonus

1. Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
2. A screen pop-up will appear asking what you would do with $150 or $200 dollars
3. Select gas and groceries on the screen
4. A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.

• Fine Print:
  • Complete the bonus requirements within 60 days of account opening.
  • Once requirements are met, you’ll have your bonus deposited within 45 days.
  • You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
  • A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more

Wells Fargo $300 Business Checking Bonus *Expired*

• What you’ll get: $300 bonus
• Account Type: Business Choice, Simple Business Checking, Platinum Business
  
• Availability: Available nationwide in branch only

(Expired)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

• Open an Everyday Checking account online from the offer page or bring an offer code to a participating Wells Fargo branch and open an eligible consumer checking account.
• Fund your new checking account with a minimum opening deposit of at least $25.
• Within 150 days of account opening, set up and receive at least three consecutive monthly direct deposits of $3,000 each month
• The bonus will be deposited into your new checking account within 45 days of the meeting offer requirements.

• Wells Fargo Promotions only give out one bonus per applicant.
• Offer subject to change and can be discontinued at any time without notice.
• Analyzed Business Checking account not eligible for the $300 bonus offer.
• A unique bonus offer code can only be used once.
• Provide a one-time-use, unique bonus offer code to a banker at account opening.
• You cannot be:
  • A current owner of a Wells Fargo business checking account.
  • A Wells Fargo team member.
  • The recipient of the business checking cash bonus offer in the past 12 months.
• They will deposit the bonus into your new business checking account within 30 days after meeting all eligibility and offer requirements.
• The business checking account must remain open to receive a bonus amount.
• You are responsible for any federal, state, or local taxes due on your bonus. As required by law, the bonus amount may be reported on IRS form 1099. Consult your tax advisor.

How To Waive Monthly Fees

• Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $500 or more in total qualifying direct deposits
  • The primary account owner is 17 – 24 years old
  • A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
• Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
• The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
• Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $500 minimum daily balance
  • $1,000 average ledger balance
• Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • $10,000 minimum daily balance
  • $15,000 average combined business deposit balances
• Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
  • Includes up to 5 linked Optimize Business Checking accounts
  • May be offset by an earnings allowance

Bottom Line

Wells Fargo has a wide range of bonuses for you to take advantage of. Furthermore, Wells Fargo promotions are some of the biggest offers online and in-branch. Therefore apply today and let us know how this process went for you by commenting below.

Wells Fargo offers nationwide banking and convenient services. Some benefits include free mobile banking, free online bill pay, and free account alerts. You may want to compare their rates with the nation’s best savings rates and CD rates.

Compare these banking promotions from Wells Fargo with offers from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!

*Check back often for the most up to date Wells Fargo promotions, bonuses, and offers!