No credit no down payment cars near me

Bad Credit Car Buying

Car Dealers with Bad Credit Car Loans

Take to the streets with the car you want. Our car dealers help you get where you need to be with the right vehicles. It should not feel awkward to go car shopping for the right car. But, for many people, car shopping is a challenge because of their credit scores. Your credit score follows you where you need to go. It can make a significant impact on your finances, making it hard to get cars, houses, or other large purchases. Do not let your credit score hold you back from getting the cars you want. We are here to help you with buying a car with bad credit. We at Toyota Direct are your car dealers with bad credit car loans that help you. We want to ease your car search by getting you the opportunities you want for your car and your car loans. Let us help you with buying a car with bad credit today. We are the car dealers with bad credit car loans that help you today. Come to Toyota Direct and explore the car dealers with bad credit car loans.

Poor Credit Auto Loans

Many factors determine your credit score. Factors like medical expenses to having no credit score can all make an impact on your ability to get a car. Explore your options with us today and get the cars you want. We are ready for you today to get you the choices you want for your next vehicle. Let Toyota Direct be the place you go that helps you get the vehicles you need. Explore your possibilities with us today and get the cars you are looking for. There is no need to sacrifice getting a safe vehicle because your credit score is bad or low. We at Toyota Direct are ready to help you with buying a car with bad credit. Our car dealers with bad credit car loans are the ideal options for you. Explore your possibilities for car loans for bad credit today with us at Toyota Direct.

Used Cars Near Me

When you are searching for your next car, let our car dealers help you. We are ready to get you the reliable options you want for your ideal vehicles. From our selection of Toyota cars for sale to our used cars for sale under 10,000, we have what you need when you are looking for your next vehicle. Trust our car dealers to simplify the car search for you at our dealerships. Whether you are buying a car with bad credit or looking for car dealers with bad credit car loans, we have you covered. Explore your possibilities for vehicles today and get the options you need for your next vehicle. This fall, make a journey to our car dealerships so we can get you the reliable options you want for your next vehicle. Take time to enjoy the car buying process when you do not have to worry about your credit score. Come to Toyota Direct today and explore your possibilities.

ABOUT US

Is getting approved really that easy?

Where you can find us

For more than 10 years, our We Get You Approved team has successfully helped good people get into great cars without having great credit. We strive to make your car buying experience successful, informative, and stress free, We want you working with only the best, that’s why we handpicked our exclusive network of only the best of Central Florida's Premier Buy Here Pay Here used car dealers.

Whether you have good credit, bad credit, or no credit at all, we will help get you back on the road, just as we have helped thousands of customers in the Central Florida area. With our help you are able to purchase a High Quality Pre-Owned Warrantied vehicle with No Credit Check all while improving or establishing your credit. 

Where you can find us

Is getting approved really that easy?

Where you can find us

Our network of dealers currently have locations in Orlando, Tampa, Brandon, Lakeland, St. Petersburg, and Bradenton, FL. 

Is getting approved really that easy?

Is getting approved really that easy?

Is getting approved really that easy?

Yes! Getting approved is as easy as having a recent pay stub, and as little as $500 down! When buying with our network of dealers, you can get instantly approved with bad credit, no credit, second car loan, divorce, or past repossessions. Because our exclusive network of dealerships offer in house financing, you’ll get an instant approval & drive off the lot the same day!  If you make over $1600 a month and it’s verifiable, you're already approved! 

You just need the following to qualify:

✅ Recent proof of income showing that you make more than $1600 a month. 

Your Income must be verifiable. Unfortunately, Uber/ Lyft/ Shipt/ Instacart or any delivery or ride share income does not currently qualify. 

✅ Recent proof of Florida address. 

✅ A valid U.S. Driver’s License or Learners Permit. 

What credit score is needed to buy a car with no money down?

What Credit Score Do I Need to Buy a Car? Generally speaking, banks require a minimum credit score of 600 to give an auto loan without any down payment. However, you CAN buy a car with a score of 400 or a score of 850.

How can I get approved for a car loan with no money down?

Purchasing a car with no money down might sound too good to be true, but many dealers, banks, and credit unions allow you to do that just. All you need is good credit and verification that you earn enough to pay back the loan. In general, you'll need a FICO score of at least 700 to qualify.

Can I get a car with 500 credit score with no money down?

It's possible to get a car loan with a credit score of 500, but it'll cost you. People with credit scores of 500 or lower received an average rate of 13.97% for new-car loans and 20.67% for used-car loans in the second quarter of 2020, according to the Experian State of the Automotive Finance Market report.

Can I get a car loan with zero credit?

Financing a car with no credit and no co-signer is possible, but you may need to search a bit longer for a lender or make a larger down payment to get the best rates. Many dealerships offer no-credit auto loans, though we recommend avoiding buy-here, pay-here car dealers if possible.

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