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Effective February 1, 2022, the TLE 30T Return of Premium (ROP) product will have Critical Illness and Chronic Illness Riders available in addition to the Terminal Illness Rider. You can now sell Living Benefits – at no additional cost on IUL Express, TLE non-ROP and TLE ROP products, an option that is sure to set Mutual of Omaha apart among their competitors. Flyer
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Sales Professional Access (SPA) Log in or Register NOW! Mutual of Omaha offers your clients many options to fulfill their life insurance needs, including Indexed Universal Life, Guaranteed Universal Life, Term Life, and Whole Life insurance policies.
Competitive Simplified Issue Product Portfolio Our Simplified Issue products make your life simpler with uncomplicated underwriting, quick turnarounds and faster coverage for your clients. Faster processes to offer faster coverage – now that’s life insurance, simplified. Term Life Express (TLE 10, 15, 20, 30 year products) - No blood draws, no oral fluid requirement, no urine testing and no paramed exam Living Promise Whole Life - Level and Graded Benefit Plans, Ages 45-85 Children's Whole Life - Ages 14
days - 17 years Guaranteed Universal Life Express (GULE) - Face Amounts: $25,000 - $300,000 ages 18-50; $25,000 - $250,000 ages 51-65
For more information and new agent contracting submit the short form below
Accelerated Underwriting for Term Life Answers® provides you and your clients with a fully underwritten decision in 48-72 hours. Best of all, there is NO paramed exam. Here are the basic program parameters for our Accelerated Underwriting program for TLA.
To learn more, contact Tessa at 1-800-544-8250 ext. 117 or email
Even when your clients have been smart about planning and saving, there are still risks they face during retirement. Some can’t be managed, but others can – with appropriate planning. An Income Advantage IUL policy can help clients by providing life insurance protection today, and options for the future to help clients minimize their retirement risks. Help your client understand how an IUL policy can help using our Map Your Course client brochure. What is indexed universal life express®?Indexed Universal Life Express® (IUL Express) is an indexed universal life policy designed to provide you with: • Permanent life insurance coverage that may last for your lifetime • on a non-guaranteed basis.An accumulation value that has the potential to increase based on the performance of a market index • Flexibility for the future
Is the S&P 500 Index the same as United of Omaha?All guarantees subject to the financial strengths and claims paying ability of the issuing insurance company. The S&P 500 Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by United of Omaha Life Insurance Company (United of Omaha).
What is included in a universal life insurance policy?What is included in a universal life insurance policy? As long as premiums are paid on time, you have coverage for the rest of your lifetime. Income tax-free death benefit, potential for tax-deferred** cash value accumulation & income tax-free policy loans/ withdrawals.
Does mutual of Omaha provide tax or legal advice?See IRC §72, 7702 (f) (7) (B), 7702A. Mutual of Omaha does not provide tax or legal advice; therefore, it is important to coordinate with your tax or legal advisor regarding your specific situation. Any policy withdrawals, loans and loan interest will reduce policy values and may reduce benefits.
What is mutual of Omaha Indexed Universal Life Express?Indexed Universal Life Express® (IUL Express) is an indexed. universal life policy designed to provide you with: • Permanent life insurance coverage that may last for. your lifetime. • An accumulation value that has the potential to increase.
What is the downside of IUL?Some of the drawbacks include caps on returns and no guarantees as to the premium amounts or market returns. An IUL policy may be canceled if you stop paying premiums. In general, these policies are best for those with a large up-front investment who are seeking options for a tax-free retirement.
What is the difference between universal life and indexed universal life?The main difference between IUL vs universal is how the cash value grows. They're both flexible as far as premiums and death benefit changes. The main difference is a universal index life policy is invested in an index fund and universal life insurance can be invested in riskier equities.
Is getting an IUL worth it?Is indexed universal life a good investment? IUL is not the best investment for most people. There is potential for large investment gains, but performance can be unpredictable compared to traditional investing and it will cost more than a term policy.
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Mutual of omaha indexed universal life express brochure
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