How many therapy sessions does united healthcare cover

Good news! Most of the therapists at Health for Life Counseling Grand Rapids and the Trauma-Informed Counseling Center of Grand Rapids are in-network with United Health Insurance. Note: We take ANY United Healthcare Insurance plan from any of the 50 states including Michigan. We also take special United Healthcare Insurance plans including Optum Insurance, UMR Insurance, Golden Rule, and United Healthcare Medicaid Insurance. No matter what State (Illinois, California, Florida, even Maine!) United Healthcare Insurance is through—we accept it and we are in-network!

Using United Healthcare Insurance with our Grand Rapids counselors is easy. Simply bring in your United Healthcare Insurance card and complete the “new client” insurance form with your therapist. Once you do that, your counselor will make sure to use our secure service to submit your sessions to United Healthcare Insurance.

Depending on your insurance plan, you may owe a copay, co-insurance, or a deductible fee at the time of your counseling session—this will be collected by your therapist at the end of session. You may use your HSA card at this time if you have one. Other times, United Healthcare Insurance may pay for your counseling session completely depending on your insurance plan and you may owe nothing for the service. To understand more about your insurance plan, please contact United Healthcare Insurance and ask them what they cover in terms of “Outpatient Counseling.”

Please note that United Healthcare Insurance is actually a separate healthcare plan that is affiliated with UMR and OPTUM, but is not the same as United Healthcare Insurance. Be sure to call your United Healthcare Insurance representative to ask questions about using your insurance for counseling. If your United Healthcare Insurance representative has questions, please have them reference your therapist’s name, and let them know that the official group name is “Intentional Counseling Grand Rapids LLC.” 

We look forward to serving you by providing excellent therapy services at this time, while accommodating your insurance plan. 

How much will therapy cost?

When you’re trying to predict the cost of therapy, there are a few factors to consider. Use our cost calculator to see the average payment per SonderMind session* in your state.

What insurance are you planning to use?

Where do you live?

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Unfortunately, we do not accept this insurance in your state yet.
Learn more about other ways to pay for SonderMind therapy here.

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Vermont

SonderMind clients pay nothing for therapy sessions when using TriWest.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

TriWest

Texas

SonderMind clients pay nothing for therapy sessions when using TriWest.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

TriWest

Colorado

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Vermont

80% of SonderMind clients pay less than

$75

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Virginia

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Virginia

SonderMind clients pay nothing for therapy sessions when using TriWest.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

TriWest

Arizona

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Vermont

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Virginia

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Virginia

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Virginia

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

CareFirst

Virginia

80% of SonderMind clients pay less than

$30

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Virginia

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Texas

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Texas

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Texas

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Ohio

80% of SonderMind clients pay less than

$23

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Texas

Sondermind clients pay nothing for therapy sessions when using Friday Health Plan.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Friday Health Plan

Texas

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

New Hampshire

80% of SonderMind clients pay less than

$60

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Texas

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Bright Health Plan

Texas

80% of SonderMind clients pay less than

$40

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Blue Cross Blue Shield

Texas

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Nebraska

80% of SonderMind clients pay less than

$70

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Texas

80% of SonderMind clients pay less than

$110

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Ohio

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Ohio

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Missouri

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Maine

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Ohio

80% of SonderMind clients pay less than

$110

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medical Mutual of Ohio

Ohio

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Maryland

80% of SonderMind clients pay less than

$70

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Ohio

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Bright Health Plan

Ohio

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Kentucky

80% of SonderMind clients pay less than

$82

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Ohio

80% of SonderMind clients pay less than

$60

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Ohio

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

New Hampshire

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Indiana

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Harvard Pilgrim

New Hampshire

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Georgia

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

New Hampshire

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Nebraska

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

D.C.

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Colorado

SonderMind clients pay nothing for therapy sessions when using Optum/UnitedHealth EAP.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum/United-EAP

Arizona

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Nebraska

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Bright Health Plan

Nebraska

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Blue Cross Blue Shield

Nebraska

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Missouri

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Missouri

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Virginia

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Ohio

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Missouri

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Nebraska

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Missouri

80% of SonderMind clients pay less than

$92

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Missouri

80% of SonderMind clients pay less than

$57

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Missouri

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Maine

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Missouri

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Maine

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Harvard Pilgrim

Maine

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Maryland

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Maine

80% of SonderMind clients pay less than

$75

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Maryland

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Kentucky

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Indiana

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Maryland

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

Georgia

80% of SonderMind clients pay less than

$51

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Maryland

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

CareFirst

Maryland

SonderMind clients pay nothing for therapy sessions when using Optum VA insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Optum VA

D.C.

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Massachussets

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Kentucky

SonderMind clients pay nothing for therapy sessions when using Friday Health Plans.

80% of SonderMind clients pay less than

$0

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Friday Health Plan

Colorado

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Vermont

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Virginia

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Kentucky

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Kentucky

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Indiana

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Texas

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Ohio

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Indiana

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

New Hampshire

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Indiana

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Nebraska

80% of SonderMind clients pay less than

$104

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Indiana

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Indiana

80% of SonderMind clients pay less than

$110

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Georgia

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Georgia

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Missouri

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Maine

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Georgia

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Maryland

80% of SonderMind clients pay less than

$70

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Georgia

80% of SonderMind clients pay less than

$45

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Georgia

80% of SonderMind clients pay less than

$60

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Georgia

80% of SonderMind clients pay less than

$50

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

D.C.

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Massachussets

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Kentucky

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Indiana

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

D.C.

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

CareFirst

D.C.

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

D.C.

80% of SonderMind clients pay less than

$60

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Colorado

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Colorado

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Georgia

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

D.C.

80% of SonderMind clients pay less than

$23

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Colorado

80% of SonderMind clients pay less than

$25

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Kaiser Permanente

Colorado

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Colorado

SonderMind clients pay nothing for therapy sessions when using a Cigna EAP

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna-EAP

Arizona

80% of SonderMind clients pay less than

$70

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Colorado

80% of SonderMind clients pay less than

$72

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Bright Health Plan

Colorado

SonderMind clients pay nothing for therapy sessions when using Apostrophe insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Apostrophe

Texas

80% of SonderMind clients pay less than

$40

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Anthem

Colorado

80% of SonderMind clients pay less than

$80

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Colorado

80% of SonderMind clients pay less than

$60

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

United Health Care

Arizona

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Oscar Health Plan

Arizona

SonderMind clients pay nothing for therapy sessions when using Apostrophe insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Apostrophe

Ohio

SonderMind clients pay nothing for therapy sessions when using Apostrophe insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Apostrophe

Indiana

We take your insurance plan but cannot give an estimate at this time. Contact your insurance provider for more information.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Medicare

Arizona

SonderMind clients pay nothing for therapy sessions when using Apostrophe insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Apostrophe

Colorado

80% of SonderMind clients pay less than

$59

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Cigna

Arizona

80% of SonderMind clients pay less than

$55

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Bright Health Plan

Arizona

SonderMind clients pay nothing for therapy sessions when using Apostrophe insurance.

80% of SonderMind clients pay less than

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Apostrophe

Arizona

80% of SonderMind clients pay less than

$80

per therapy session.

The cost of therapy sessions will vary based on how much your insurance covers. Call the number on the back of your insurance card or visit their website to learn about your mental health benefits and to get a more exact cost estimate.

Aetna

Arizona

*This calculator is intended to provide an estimate of the cost of one therapy session. You may be responsible for more costs than the results shown. The actual cost of a therapy session depends on your insurance plan, cost-sharing requirements, and deductible. Contact your insurance provider to understand your behavioral health benefits and what is covered or not covered. Learn more about paying for therapy here.

Frequently Asked Questions

How do I use my insurance to pay for sessions?

Our therapists are in-network with a variety of insurance plans and carriers in each state. To match you with a therapist who is in-network with your insurance carrier, we’ll ask you to upload a picture of the front and back of your insurance card. 

It’s important to check with your insurance provider directly to understand your unique plan and coverages. The best way to avoid any unexpected costs is to call the number on your insurance card before your therapy session. Be sure to ask about mental and behavioral health benefits, as those can differ from other medical benefits. 

We’ll also ask for your credit card information. We keep this securely on file just in case you are responsible for any copays, coinsurance, deductibles, or no-show fees. We’ll always notify you at least 3 days before any charges to your card if you are responsible for such fees.

If I’m using my insurance, why do you need my credit card information?

Sometimes insurance benefits don’t cover the full cost of a session. Every insurance plan varies, and depending on your plan, you could be responsible for certain fees like copays, coinsurance, and deductibles.

It’s important to check with your insurance provider directly to understand your unique plan and coverages. The best way to avoid any unexpected costs is to call the number on your insurance card before your therapy session. Be sure to ask about mental & behavioral health benefits, as those can differ from other medical benefits. We also need your credit card information in case you do not show up to your session. If your session is not canceled or rescheduled at least 24 hours before the original session date and time, you may be charged a no-show fee. These fees can be up to the full session cost.

To avoid no-show fees, be sure to cancel or reschedule your appointments at least 24 hours in advance. You can cancel or reschedule appointments directly with your therapist.

If you're responsible for any payment, we'll let you know by email three calendar days before any charges.

We keep your credit card information securely on file, just in case you are responsible for any copays, coinsurance, deductibles, or no-show fees. And if, at any point, you’d like to pay for sessions without using insurance.

How does SonderMind determine what I owe?

After each session, your therapist will submit a bill. We review each bill as it is submitted. If you aren’t using insurance, we’ll process the bill using your credit card on file. We’ll send you an email 3 days before the charges are made.

If you are using your insurance, we'll always submit a claim to the insurance plan on file first, before charging you. Typically, once that claim is submitted, your insurance provider determines what amount they will cover and what amount you owe. If you're responsible for any payment, we'll let you know by email three calendar days before any charges.

It’s very important to make sure you select the correct insurance provider in your portal and that we have the most up-to-date insurance card for you on file. If we have the wrong insurance information, you'll pay the full session cost—an average of $85 per hour. Remember, the best way to avoid any surprises is to call the number on your insurance card before your therapy session.

I am covered under multiple insurances. How do I use more than one insurance policy to pay for therapy sessions?

SonderMind can bill multiple insurance plans for your session costs. To add insurance policies to your account within the client portal, follow the instructions below. If we need more information, we’ll contact you to make sure we get it right.

When matching with a therapist, you can indicate that you will pay with multiple insurances. We’ll ensure that you’re matched with a provider who takes all of your insurances. When initially making your SonderMind account, you’ll only be able to enter one of your insurances at that time. Once you’ve completed your account, you can add your other insurance(s) by navigating to your portal, clicking on the Account page, and selecting the Insurance tab.

We may reach out to ask you a few follow-up questions to better understand the order in which to bill your insurances. For example, which coverage is your primary insurance versus your secondary.

What is the billing process if I am using multiple insurances?

When using multiple insurances, you will not be charged a copay immediately. We will only charge you if there is a remaining balance after we have heard back from all of your insurances. This usually takes between 30-60 days but could fall outside of that range, depending on coordination of benefits or processing delays.

We’ll bill your primary insurance first. Once your primary insurance has processed your claim and responded to us, we’ll then bill your secondary insurance. Any other insurances you have on file will be billed after your secondary insurance’s response.

After all of your insurances have reviewed and processed the claim, we’ll bill you for any remaining balance from your session. Don’t worry, we’ll send you an email four days before we charge your card on file.
If you have any questions about your claims or bills, contact our support team by email or give us a call at 844-THERAPY.

Does SonderMind accept Medicare or Medicaid?

We accept Medicare and Medicare multipayor in select states. To learn more visit here. We are not in-network with Medicaid. If you have more than one insurance plan, call each insurance carrier to confirm we are in-network with your primary and supplemental plans.