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Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted. Chase Total Checking account at a glance
Chase checking accounts offer access to an impressive number of physical bank branches and in-network ATMs, as well as the flexibility to open different types of Chase checking accounts as your needs change. 4 things to know about a Chase checking account1. Multiple checking account optionsWith eight different types of checking accounts, available, you’ll be able to reevaluate your relationship with Chase, even if your banking needs change.
2. A full-service banking solutionIn addition to checking accounts, Chase also offers savings accounts, certificates of deposit, credit cards, auto loans, mortgages, home equity loans, business banking and merchant services. Customers also can access investment services via parent company J.P. Morgan. To put it simply, Chase is one of the largest financial institutions on the planet. Being able to handle all of your financial needs with one company can be a significant benefit. 3. A number of feesThe monthly service fee for the Chase checking account is $12. But you can get this fee waived if you meet one of the following requirements:
There are no overdraft fees if you’re overdrawn by $50 or less at the end of the day. But if you’re overdrawn by more than $50, the overdraft fee is $34 per item, charged during overnight processing. You can be charged up to three insufficient funds fees per business day, for a total of $102 per day. If you’re worried about keeping up with a bunch of fees and account requirements, you might want to look for a simpler checking account. 4. No interest checkingThe Chase Total Checking account doesn’t offer interest. Chase Sapphire Checking and Chase Premier Plus Checking both pay interest, but they offer an APY that’s much lower than many other interest checking account options. If you’re planning to keep a significant balance in your checking account, you may want to explore other options that pay higher interest rates. How much money do you need to open a Chase bank account?There’s currently no minimum balance to open a Chase checking account. But some accounts
require you to maintain a minimum balance to avoid monthly fees. Is Wells Fargo or Chase better for a checking account?Chase and Wells Fargo are both national banks with brick-and-mortar locations throughout the country. If you’re looking for a wider range of checking account options, Chase might be your best choice. But Wells Fargo offers two accounts with lower monthly fees, making this a more attractive option for some people. Not sure if Chase is right for you? Consider these alternatives.
About the author: Beth Deyo is a personal finance freelance writer with a bachelor's degree in Finance from the University of South Florida. She is also a Certified Financial Planner™ with 14 years of wealth management experience. She … Read more. What is a Chase Secure checking account?What is Chase Secure Banking? Chase Secure Banking is a low-cost checking account with no minimum opening deposit. The account carries a $4.95 monthly service fee but doesn't charge overdraft fees or other common bank fees.
Is Chase secure banking worth it?Bottom line. The Chase Secure Banking checking account gives you a chance to earn an extra $100, while helping you only spend what money you have with no overdraft charges. According to Chase's website, Secure Banking customers have reported saving an average of $50 per month on fees after opening their account.
What is Chase Bank Total checking?Chase Total Checking® is easy to use and gives you access to 16,000 ATMs and more than 4,700 branches. You'll also be able to use our online banking, bill pay and mobile banking services, plus Chase DepositFriendly℠ ATMs nationwide. Open account.
Does Chase secure banking have a monthly fee?Get $100 for new Chase checking customers
Open a new Chase Secure BankingSM account online. It's a simple $4.95 Monthly Service Fee. Complete 10 Qualifying transactionsSame overlay link to Qualifying Transactions section within 60 days of coupon enrollment. Offer expires 04/30/2022.
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