Getting StartedOrder and activate your Card.
Adding MoneyThe Western Union® Netspend® Prepaid Mastercard® offers many ways to add money to your Card Account.
Tax RefundYou could get your tax refund disbursement faster5 when you e-file and use Direct Deposit!
** ATTENTION JOINT FILERS: Please make sure both parties are listed on the account. ** What it CostsA fee plan offered by companies you can trust. The Western Union® Netspend® Prepaid Mastercard® has a fee plan with an option that's just right for you. As an added bonus, after you Direct Deposit at least $500 of your payroll or government benefits into your Card Account during one calendar month, you're eligible for the $5 per month Reduced Monthly Plan that includes:
Plan Options
* The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to another Purchase Plan, just call 1-800-214-5483 or visit www.wunetspendprepaid.com. ** Enrollment in the Monthly Plan is optional and covers only purchase transaction fees. It does not include ATM fees or any other fees associated with the use and reloading of the Card Account. To qualify for the Reduced Monthly Plan you must receive $500 in payroll or government benefit direct deposits in 1 calendar month. Upon qualifying, discounted fee takes effect on enrolled Cardholder's next Plan Fee assessment date. Pay-As-You-Go Cardholders must enroll in the Monthly Plan to activate the Reduced Monthly Plan. See the Cardholder Agreement for details. *** During checkout, select 'CREDIT' on the keypad to make a Signature Purchase, or select 'DEBIT' and enter your PIN to make a PIN Purchase. **** The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by Mastercard, see section labeled 'Transactions Made in Foreign Currencies and/or with Merchants Located in Foreign Countries.' Add Money To Your Account
* Fees to send a money transfer from your Card Account will vary based on a number of factors, such as amount sent, delivery method and receiving country. Make sure you check the fees and, if applicable, exchange rate, before you send. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. This is a third party fee, not assessed by the Bank. Manage Your Account
Pay Bills
Optional Features
Please scroll down for disclosures. Using Your CardMore than just sending money.
Use your card everywhere Debit Mastercard® is acceptedUse your Western Union® Netspend® Prepaid Mastercard® to shop online, in stores, over the phone or get cash at ATMs!8 Use your card to buy groceries, fill up the car with gasoline, shop for new clothes, pay for healthcare needs or even for a family vacation.
Send and Receive Western Union® Money Transfers3Use your card to send a Western Union® Money Transfer to over 200 countries and territories or receive a Western Union® money transfer directly onto your Card Account.3 You can even perform the Western Union® Money Transfer transaction online and from the comfort of your home.
Pay Your Bills9With the Western Union® Netspend® Prepaid Mastercard® you can pay bills like rent, mortgage, cable TV, Internet, natural gas, electricity, insurance, auto loans, student loans and others online.9 Reward YourselfMake your money work for you.
Refer Your Family and FriendsUse the Western Union® Netspend® Prepaid Mastercard® Refer-a-Friend program and when your family and friends fund their new card with at least $40 in cash or with Direct Deposit, you could each get a $20 credit!10
Cash Back RewardsGet special offers from select merchants and earn cash back credits on your Western Union® Netspend® Prepaid Mastercard® for those purchases.11 Order your Western Union® Netspend® Prepaid Mastercard® today!Get a Card Is there a way to transfer money from one prepaid card to another?Some prepaid card providers allow you to transfer funds from one prepaid card to another, if they're with the same provider.
Can I add money to my Netspend card with a debit card?Add money from virtually any U.S.-issued bank account. If you have a checking or savings account or a bank debit card, use it to add money to your Netspend card account. Log in to learn more.
Can you have 2 Netspend on one account?The good thing is that each person is allowed to open up a maximum of five Netspend accounts. Put $1,000 into each Netspend account and you'll have $5,000 earning you 5% guaranteed interest.
How much does Netspend charge to transfer?No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Netspend Customer Service agent.
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