Can you open a us bank account online

Application process and requirements

To apply for an account, you need to visit a Bank of America financial center.

You must be living in the U.S. in order to open an account and you'll need to provide both your foreign and your U.S. address.*

Home or permanent residence address

This must include building name or number and street name, city or town, state or province, country.

U.S. physical address

Only one of the following documents is needed

  • Government-issued ID with photo
  • Work ID with address and photo
  • Current utility bill with your name and address
  • Other (rental agreement, etc.)

*A post office box or locally known mail drop location (such as Mail Boxes) is not an acceptable U.S. physical address.


You will need two forms of identification.

Primary ID

Only one of the following documents is needed

  • Foreign passport with or without passport visa (with photo)
  • U.S. Non Immigrant visa and Border Crossing Card-DSP-150 (with photo)
  • Mexican, Guatemalan, Dominican, Colombian Consular ID (with photo)
  • Canadian Citizenship Certificate Card (with photo)

Secondary ID

Only one of the following documents is needed

  • Foreign driver's license with photo or U.S. driver's license
  • U.S. issued employment/work ID card or badge
  • Debit or major credit card with Visa® or Mastercard® logo
  • Major retail credit card from a nationally well-known company
  • U.S. Department of State Diplomat ID
  • Mexican Voter Registration Card (with photo)


Foreign Tax Identification Number (FTIN)

An FTIN issued by a country other than the U.S. A U.S. TIN/ITN is not required unless you’ve been issued one.

Pick a time and location that’s convenient for you.

Your safety comes first, which is why we have taken multiple steps to minimize health risks — like enhanced cleaning, plastic screens and distance markers. Don't forget your mask; we'll be wearing ours. Learn more about visiting our financial centers during this time.

Schedule an appointment

Once everything is in order, you’ll be able to start enjoying conveniences like the Mobile Banking app1, debit card and digital wallets – designed to help manage your finances and pay for items easily.

Enjoy benefits and rewards with a Bank of America Advantage Banking® account

Bank of America Advantage SafeBalance Banking®

Checkless banking* with flexible ways to pay using debit card, digital wallet and mobile banking.1

Bank of America Advantage Relationship Banking®

Perks for higher balances, like fee waivers and interest.

We're here for you, every step of the way

Can you open a us bank account online

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International wire transfers

Make secure international wire transfers right from your Bank of America account. Read more

* No paper check writing available with this account setting.

1 Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Better Money Habits, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation

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Why choose Bank of America

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Can a foreigner open a US bank account online?

Is It Possible to Open a US Bank Account Online as a Non-Resident? No. Most US banks will require non-residents to apply for an account in person. That means you have to travel to the US and walk into a bank branch to set up your account.

Can I open a bank account in the US if I am not a resident?

You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.

What is the easiest bank to open online in USA?

We rate Chime as the easiest bank account to open online in 2022.

How can I open a US bank account?

That typically means you'll need to submit a Social Security Number (SSN), an Individual Taxpayer Identification Number (ITIN), and proof of address in the US (although these details vary from bank to bank)..
Proof of identity..
Proof of address..
SSN/ITIN (sometimes this isn't required).