Affordable places to live in florida near the beach

Surf, sand, and sunset views galore.

Published on June 2, 2022

Photo: Getty Images

South Florida's picture-perfect oceanfront landscapes and sun-kissed beaches have always been a draw for vacationers and second home buyers. But for the past two years, the real estate market in the Sunshine State has been sizzling hot with demand for prime beachfront real estate at an all-time high, driving home prices in popular destinations into the stratosphere. But that doesn't mean owning a vacation home in Florida is completely out of reach. In fact, one of the most affordable beachfront towns for homeowners, according to Realtor.com, is located between two of the most exclusive communities in the state — Palm Beach and Miami — but homes there come with a much lower price tag, the second lowest in the country after Atlantic City, New Jersey.

We are talking about the small town of Deerfield Beach, where the median listing home price in April was $228,500, according to Realtor.com.

"Deerfield Beach is a bit of a hidden gem and offers the benefits of seaside living at a much lower price. There's lots of variety when it comes to homes, with more expensive homes right on the water and less expensive options further inland," Clare Trapasso, Realtor.com's deputy news editor, said via email.

With 515 homes for sale across 14 neighborhoods right now ranging from $33,000 to $5.7 million, Deerfield Beach has a residence to match many buyers' preferences — and budgets.

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But what makes this sunny town, home to about 83,000 residents, a great vacation home destination is the variety of activities, natural sights, and resort-style amenities that it offers visitors of all ages.

While the South Florida shoreline has no shortage of fantastic beaches, Deerfield Beach stands out with its "Blue Wave" beach, designated by the Clean Beach Council. And while the crystal clean waters of the Atlantic Ocean — and the endless recreational opportunities they provide — are certainly a draw, the town's main attraction is the International Fishing Pier, a 976-foot pier, where fishing enthusiasts and onlookers flock daily.

The town is also home to Quiet Waters Park, where amenities include campgrounds, a marina, and the longest cable water-skiing course in the country. Travelers also love walking along Deerfield Beach's boardwalk, beautifully framed by swaying palms, and grabbing a bite in one of the many eateries that offer the freshest, locally caught seafood (often with a side of gorgeous ocean vistas).

Affordable places to live in florida near the beach

Deerfield Beach

Median price of listed homes: $174,900
North of Fort Lauderdale sits this boater's paradise. In addition to the stellar beaches, plenty of solid golf courses freckle the landscape, so hone your stroke before selecting this city for your next home. Fun fact: this town was named in 1925 for the large amounts of deer that would roam along the Hillsboro River.
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Affordable places to live in florida near the beach

Cape Coral

Median price of listed homes: $259,950
Cape Coral has several spots worth checking out, including the Sun Splash Family Waterpark. There are also several kayak and fishing charters that can take the intrigued Coralian out onto the high seas. Plenty of seafood goldmines line the streets here, like the Dek Bar and Lobster Lady Seafood, which offer the locals some freshly caught dinner. There is also a weekly farmers market in the town square. The Wicked Dolphin Rum Distillery is here as well, and it’s definitely worth your attention.
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Affordable places to live in florida near the beach

Daytona Beach

Median price of listed homes: $152,000
The Daytona 500 rolls through this beachside beauty of a town yearly and is worth witnessing at least once. March and April are a bit daunting, since Daytona is the unofficial spring break capital of the world, but if these two events tug at your heartstrings, then maybe this party hub is your next home-in-waiting. Be sure to act fast, though, because the market is hot.
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Affordable places to live in florida near the beach

Fort Pierce

Median price of listed homes: $199,900
The city houses the National Navy Seal Museum as well as the Sunrise Theatre in the middle of old downtown, which brings concerts and other live events to the less heavily trafficked performance hub. That, coupled with decadent features like the Heathcote Botanical Garden, the Manatee Observation Center, and Al’s Family Farms makes Fort Pierce yet another homely town worth a beach-aimed relocation.
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Affordable places to live in florida near the beach

Fort Walton Beach

Median home value: $182,000
The Emerald Coast Science Center with its wind tunnel experiments and interactive exhibits is just one of the several magnetic aspects of this beachside gem. This subtle beach haven is home to the Air Force Armament Museum and favored local restaurant the Original Waterfront Crab Shack is capable of sliding into your favorite eatery slot.
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Affordable places to live in florida near the beach

Pensacola

Median price of listed homes: $219,900
This historic settlement turned revered vacation destination could be your next home. While here, grab a seafood masterpiece at Skopelos at New World, or perhaps visit one of the many historical spots, like the National Aviation Museum. Perdido Key State Park offers great swimming and surfing if that is more your caveat, but know that sharks are common. So tread lightly.
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Affordable places to live in florida near the beach

Delray Beach

Median price of listed homes: $260,000
Home of one of the most beautiful beaches on the east coast, Delray Beach offers a lot for locals. It’s considered part of the metropolitan area of Miami, but you don’t have to pay the steep prices that go hand in hand with living in the heart of Miami. Here, locals can enjoy some good American eats at Park Tavern or enjoy a drink by the water at Boston’s on the Beach. The market has cooled down here, so it may be time to swipe a good price on a home.
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Affordable places to live in florida near the beach

Fort Myers

Median price of listed homes: $245,000
Fort Myers was given its name as an engagement present, so of course it’s the perfect place to move to if you’re newly married. It also gets the highest total numbers of days with sunshine out of any city in Florida, so you won’t have to deal with those melancholy, rainy days, which means more beach time.
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Affordable places to live in florida near the beach

New Smyrna Beach

Median price of listed homes: $319,000
With a Marine Discovery Center and the historic Turtle Mound National Historic Site, this Atlantic-adjacent habitat is delightfully decorated with nature and breathtaking views. The historic downtown offers up quite a few cool restaurants and art galleries. When you've exhausted yourself at fine restaurants like Third Wave, The Garlic and Norwood's, stop by Frozen Gold for a soft-serve cone for dessert.
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Affordable places to live in florida near the beach

Dunedin

Median price of listed homes: $275,000
This charming city offers an assortment of entertaining spots like the ferry-accessible Caladesi Island Park and the Pinellas Trail. Their other natural gem, Honeymoon Island, offers secluded hike-able trails in a historic setting that lacks any sign of modern touristic development. Baseball enthusiasts will be interested to know that the Toronto Blue Jays host their spring training in Dunedin.
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What is the most affordable beach town to live in Florida?

Pensacola ranks as the most affordable beach town in Florida.

Where is the nicest but cheapest place to live in Florida?

If you're searching for the most affordable places to live in florida 2022, Jacksonville may be your best choice. Their cost of living is reportedly 7% lower than the US average, with the cheapest rent in florida 2022 as well as home purchase price.

What is the most affordable beach in Florida?

These Florida beaches are as affordable as they are fun..
Clearwater Beach. Clearwater Beach is renowned for its white-sand beaches, tranquil waters, abundance of watersports, shopping and restaurants – and its affordability. ... .
Jensen Beach. ... .
New Smyrna Beach. ... .
Panama City Beach. ... .
Marathon..

What is the most affordable beach town to live?

America is home to some affordable beach towns that come with beautiful stretches of coastline without the hefty price tag..
Port Arthur, Texas. Where to stay: Home2 Suites by Hilton..
Freeport, Texas. ... .
Fort Pierce, Florida. ... .
Daytona Beach, Florida. ... .
Biloxi, Mississippi. ... .
Bay St. ... .
Gulfport, Mississippi. ... .
Melbourne, Florida. ... .